TRC Travel Center
Call: 800-353-5421

Travel Insurance from iTravelInsured®, Inc

Travel insurance helps you recover pre-paid deposits and travel expenses should you cancel or interrupt a covered trip due to medical or other covered reasons affecting you, your travel companion or family members. Benefits are provided that may help when you experience travel or baggage delays, lost or damaged baggage, or emergency medical expenses, including emergency medical evacuation or repatriation expenses incurred while on your trip.


These plans are referred to you through TRC Travel Center and affiliates, are underwritten by Sirius America Insurance Company of NY, NY and administered by iTravelInsured, Inc., the licensed insurance agent and a subsidiary of the International Medical Group®, Inc. located in Indianapolis, IN.

Coverage Highlights Lite Standard Deluxe Elite
Maximum Trip Duration 31 days 31 days 31 days 31 days
Maximum Age None None None None
Pre-Ex Exclusion Waiver Not available Not available Within 15 days of deposit Within 15 days of deposit
Pre-Ex Review Period 60 days 60 days 60 days 60 days
Premium Refunds Full refund if requested within 10 days of purchase date
TA Commission Protection Available – Call iTravelInsured for details
Mail Processing Fee $3 – Free if policy is emailed to insured travelers
Illness, Injury, Death Yes Yes Yes Yes
Financial Default Yes Yes Yes Yes
Terrorist Incident Yes Yes Yes Yes
Organized Labor Strike Yes Yes Yes Yes
Natural Disaster Yes Yes Yes Yes
Hijacking Yes Yes Yes Yes
Medical Quarantine Yes Yes Yes Yes
Subpoena or Jury Duty Yes Yes Yes Yes
Home uninhabitable due to fire, vandalism or natural disaster Yes Yes Yes Yes
Direct involvement in an auto accident while enroute to scheduled departure Yes Yes Yes Yes
Theft of passport or visa that prevents departure Yes Yes Yes Yes
Military, fire or police leave cancelled to provide aid in event of natural disaster or terrorist act Yes Yes Yes Yes
Employer Termination or Layoff Yes Yes Yes Yes
Cancel for Work Reasons No No Yes Yes
Cancel if immediate family member participates in athletic championship event No No No Yes
Trip Interruption – additional benefit for reasonable transportation expenses to return to original return destination or to rejoin the Covered trip No No Yes Yes
Latest date plan can be purchased 24 hours prior to departure 24 hours prior to departure 24 hours prior to departure 24 hours prior to departure
24/7 Emergency Travel Assistance Yes Yes Yes Yes
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Notes: Certain exclusions and limitations apply. Please review the detailed certificate information in full for all terms, conditions, and exclusions. The Pre-existing Condition exclusion may be waived for the Deluxe and Elite plans only if the policy is purchased within 15 calendar days of the initial payment or deposit and the insured is considered medically able to travel at the time of purchase. The financial default peril is activated for all plans if the policy is purchased within 15 calendar days of the initial payment or deposit. These programs become valid once you have paid the appropriate program fees and your booking is confirmed. The coverage becomes effective as indicated in the "Insurance Provisions-Section 3" in the Description of Coverage which should be viewed at the URL listed on the coverage verification email. This plan was designed and is administered by iTravelInsured, Inc. in all states except: iTravelInsured Insurance Services in CA; and iTravelInsured Insurance Agency in NY. Claims are administered by International Medical Administrators, a division of International Medical Group, Inc. For a list of licenses please visit

Terms and conditions

You must refer to the Group Travel Insurance Certificate for the complete explanation of the effective begin and end dates of the coverage under the program. Complete details of the travel insurance terms, conditions and exclusions are set forth in the Description of Coverage.

Contact Program Administrator:

To inquire about coverage or your insurance certificate, please call iTravelInsured at: 1 (866) 347-6673 or (317) 655-9796, (Mon.-Fri.: 8 AM-6 PM EST). The customer representatives will be happy to assist you. You may also email us at For 24/7 Emergency Travel Assistance or to File a Claim: Call 1 (866) 243-7524 or (317) 655-9798. You may also contact the Claim Department by email at .  

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