TRC Travel Center
Travel insurance helps you recover pre-paid deposits and travel expenses should you cancel or interrupt a covered trip due to medical or other covered reasons affecting you, your travel companion or family members. Benefits are provided that may help when you experience travel or baggage delays, lost or damaged baggage, or emergency medical expenses, including emergency medical evacuation or repatriation expenses incurred while on your trip.
These plans are referred to you through TRC Travel Center and affiliates, are underwritten by Sirius America Insurance Company of NY, NY and administered by iTravelInsured, Inc., the licensed insurance agent and a subsidiary of the International Medical Group®, Inc. located in Indianapolis, IN.
|Maximum Trip Duration||31 days||31 days||31 days||31 days|
|Pre-Ex Exclusion Waiver||Not available||Not available||Within 15 days of deposit||Within 15 days of deposit|
|Pre-Ex Review Period||60 days||60 days||60 days||60 days|
|Premium Refunds||Full refund if requested within 10 days of purchase date|
|TA Commission Protection||Available – Call iTravelInsured for details|
|Mail Processing Fee||$3 – Free if policy is emailed to insured travelers|
|Illness, Injury, Death||Yes||Yes||Yes||Yes|
|Organized Labor Strike||Yes||Yes||Yes||Yes|
|Subpoena or Jury Duty||Yes||Yes||Yes||Yes|
|Home uninhabitable due to fire, vandalism or natural disaster||Yes||Yes||Yes||Yes|
|Direct involvement in an auto accident while enroute to scheduled departure||Yes||Yes||Yes||Yes|
|Theft of passport or visa that prevents departure||Yes||Yes||Yes||Yes|
|Military, fire or police leave cancelled to provide aid in event of natural disaster or terrorist act||Yes||Yes||Yes||Yes|
|Employer Termination or Layoff||Yes||Yes||Yes||Yes|
|Cancel for Work Reasons||No||No||Yes||Yes|
|Cancel if immediate family member participates in athletic championship event||No||No||No||Yes|
|Trip Interruption – additional benefit for reasonable transportation expenses to return to original return destination or to rejoin the Covered trip||No||No||Yes||Yes|
|Latest date plan can be purchased||24 hours prior to departure||24 hours prior to departure||24 hours prior to departure||24 hours prior to departure|
|24/7 Emergency Travel Assistance||Yes||Yes||Yes||Yes|
Notes: Certain exclusions and limitations apply. Please review the detailed certificate information in full for all terms, conditions, and exclusions. The Pre-existing Condition exclusion may be waived for the Deluxe and Elite plans only if the policy is purchased within 15 calendar days of the initial payment or deposit and the insured is considered medically able to travel at the time of purchase. The financial default peril is activated for all plans if the policy is purchased within 15 calendar days of the initial payment or deposit. These programs become valid once you have paid the appropriate program fees and your booking is confirmed. The coverage becomes effective as indicated in the "Insurance Provisions-Section 3" in the Description of Coverage which should be viewed at the URL listed on the coverage verification email. This plan was designed and is administered by iTravelInsured, Inc. in all states except: iTravelInsured Insurance Services in CA; and iTravelInsured Insurance Agency in NY. Claims are administered by International Medical Administrators, a division of International Medical Group, Inc. For a list of licenses please visit https://www.itravelinsured.com/UnAuth/Licenses.aspx.
You must refer to the Group Travel Insurance Certificate for the complete explanation of the effective begin and end dates of the coverage under the program. Complete details of the travel insurance terms, conditions and exclusions are set forth in the Description of Coverage.
To inquire about coverage or your insurance certificate, please call iTravelInsured at: 1 (866) 347-6673 or (317) 655-9796, (Mon.-Fri.: 8 AM-6 PM EST). The customer representatives will be happy to assist you. You may also email us at For 24/7 Emergency Travel Assistance or to File a Claim: Call 1 (866) 243-7524 or (317) 655-9798. You may also contact the Claim Department by email at .